|
Mortgage Broker |
The Banker |
| Representation |
Since we represent your buyer, we will package their loan to highlight their financial strengths and minimize any weaknesses. |
They represent only one source |
| Custom Loans |
Since we represent many lenders, we can offer the most competitive and largest variety of loan programs to fit your buyer's needs. |
They offer a limited selection of loan programs. |
| Flexibility |
We can quickly move a loan to another lender if it has been denied, or if the buyer decides on another program. |
If a loan is denied, the entire process must start over again with another lender, incurring more headaches |
| Availability |
We are available whenever you are - Evenings and weekends. And we'll even come to your buyer's home. |
Available during banker's hours, at the bank. |
| Professionalism |
We're licensed by the Department of Real Estate and keep up-to-date on the latest regulations. |
Familiar with a limited number of programs, an not required to be licensed. |
| Costs |
We can accommodate your buyer with numerous rate, fee and loan program options. |
Not as flexible with rates and fees. |